The Humaniq team is building a next generation model for financial services (Banking 4.0) which is based on Blockchain technology, mobile devices and biometric identification systems. We will use cryptofinancing (Initial Coin Offering) for growth capital rather than traditional venture capital and shareholders.
Our aim is to empower a market of 2 billion people who currently don’t have access to banking across the world. Almost half the world — over three billion people — live on less than $2.50 a day.
At least 80% of humanity lives on less than $10 a day. More than 80 percent of the world’s population lives in countries where income differentials are widening.
We believe Humaniq can help reverse these trends and help bring people out of poverty by giving them banking tools that can provide liquidity for entrepreneurial ventures via loans, investment, online work and cryptofinancing as well as create new opportunities in the digital economy, locally, nationally and internationally. Humaniq can also help mitigate the refugee crises occurring in many countries in the West due to economic disparity and lack of opportunities in emerging economies.
Our unique selling proposition (USP) in the digital banking market is our use of Blockchain technology combined with biometrics and a focus on mobile technology. We plan to not only provide a software solution but also bring mobile hardware (phones) into the markets we are aiming for in Africa, Asia and South America.
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