Category: Recently Added Whitepapers

ProChain —— Presicion AD BlockChain Based On Big Data
Aims

ProChain’s goal is to build a transparentdigital advertising data ecosystem: connecting advertisers, media anddevelopers to improve the efficiency of settlement of advertising business,reduce the loss of advertising traffic fraud, to intermediaries, digitaladvertising to participate in Side to share the maximum benefits.

Mission

ProChain insists on “data truth” asits mission to promote the trust of all parties involved in digital advertisingregardless of cost.

Mainly includes：

Traffic Anti-Fraudulent: ProChainbuilds a full-range data tracking system using cluster analysis, GBM, devicesimilarity recognition and other equipment fingerprint model, with unique POStmechanism to effectively identify high-risk devices such as virtual machinesand farm equipment, significant Distinguish user behavior, abnormal userbehavior, false traffic, eliminate fraud accurately.
Farewell AD Agency: ProChain provides innovative productionrelations, a substantial reduction in agency costs; the current digitaladvertising industry, one of the pain points is too many agencies and agents,as ProChain data is transparent and traceable, advertisers can easily determineAdvertisers can skip the traditional ad buying process and pay directly to thetarget audience who watches the ad, regardless of who they view their ads.
Trusted Automated Billing: Eachadvertiser’s serving task is a smart contract, because it clearly monitors theeffect of each delivery, and the entire link data is transparent, then thesmart contract can be settled in real time to both parties according to eacheffect, significantly Shorten the upstream and downstream accounts, to avoidcontract disputes; as domestic advertisers in more and more delivery businessin the form of PRO tokens to pay, easier to solve the problem of settlement ofcross-border business;
Accurate Marketing: Getconnected to all kinds of information silos, data governance and Real TimeBidding based on advertising, algorithms and models that apply a variety ofmachine learning and deep learning, targeting users and ads on a full data setMatch, to achieve personalized high-quality recommendations, to ensureadvertising effectiveness.
Why to use BlockChain Technology

The traditional Internet advertising marketis a zero-sum game market. Advertiser, Publisher and User, due to their mutualdistrust, introduce a number of worthless intermediate links such asadvertisement verification, data monitoring and advertisement interception,etc. Reduce the benefits of all parties. Using blockchain solutions to innovatedigital advertising at a production-relations level will dramatically reducethe cost of trust for all parties involved and create a market value ofbillions.

Based on Ethereum’s public chain, Raiden’ssidechain and IPFS distributed storage technology, ProChain will build a bigdata-based precision advertising distribution system. Advertisers createfulfillment tasks through smart contracts, which are settled in real time withPRO tokens for users and media rewards that triggered the ad.

It is expected that in the next 1-2 years,commercial-grade blockchain public chains as well as the Polkadot and Raidentechnologies will mature. The storage solutions based on the IPFS protocol willbe decentralized Web3.0 media, Centralized applications provide content-bearingcapabilities and blockchain media is entering a phase of rapid growth.

Advertising as one of the oldest Internetbusiness models, ProChain will also provide high-quality digital advertisingsolutions for these emerging Web3.0 distributed applications.

As people engage more deeply and often with Internet services like social media, search, and e-retail, they create ever more data. Well known social-media companies and a secretive data-brokerage industry monetize this personal data without explicitly consulting—or sharing the revenues with—the users who produced the content. Such is the dominant personal-data ecosystem. There is clear need for a transparent and fair data exchange based upon the expressive consent of the Internet users producing the data. This whitepaper specifies such a system built upon a user-controlled ”DataWallet” and a blockchain-based smart contract system to allow transparent and mutually beneficial exchange of data between consenting parties. We detail the requirements of such a system, its necessary structure, and the dynamic interactions of its components and stakeholders through an example focusing on a simple exchange of data for DXT (the data exchange token). We show how such an exchange is just one of many use cases for the proposed data exchange by describing how it can provide an augmented user experience for online video and music services as well as provide valuable insights to data creators about themselves.

Keywords: data exchange, blockchain, smart contract, decentralized, peer-to-peer

ZOIN (ZOI) is a decentralized cryptocurrency that seeks to provide a secure and untra- ceable payment service for its users.

Being based on the proven cryptographic technology of the Zerocoin protocol, ZOIN offers anonymity and privacy to its users when desired.

Zoin is in comparison to many other coins completely governed by the community and belongs to all who want to participate in shaping the future of ZOIN.

Blockport is a hybrid-decentralized exchange with a strong focus on user-friendliness, social trading features and building a knowledge sharing community.

The team of Blockport firmly believes that – despite the recent developments in the world of cryptocurrencies – there still exists an enormous knowledge gap between the high-tech blockchain world and the majority of our society. In order to successfully share and support this fundamental technology and paradigm shift with our society, we will build a user-friendly portal where people can safely take part in this movement. The team of Blockport addresses five problem areas in this white paper that hinder beginner investors to adopt cryptocurrencies as valuable investment asset. These problems include lack of liquidity, security, transparency, usability and education.

Blockport aims to develop an end-to-end trading platform that addresses these problems by effectively combining proven technological, social and crypto economic concepts to create a completely new crypto trading experience. Additionally, Blockport will create its own Ethereum (ERC20) based token that acts as a functional token for members to pay for discounted trading fees and to utilize the social trading features in the exchange environment. Members can earn these tokens by engaging on the platform.

In early January 2018 the private pre-sale of the Blockport tokens (BPT) will be launched. This pre-sale round is accessible for a selected group of participants who are aligned with Blockport’s mission and vision.

Pre-sale participants can apply for this private round by signing up on the Blockport website (www.blockport.io). Details about the exact pre-sale launch will be communicated privately.

For participants, a certain minimum amount of ETH is mandatory to participate in the pre-sale round.

Participants will benefit from a 33% BPT bonus in the pre-sale round.

The public crowdsale round will be planned in March 2018. Exact details about the crowdsale round will be communicated after the private pre-sale round has finished.

Keyword:​ ​Blockchain,​ ​Big​ ​data,​ ​Decentralized Today, we are living our digital lives creating massive amount of data from everything we do. Big data is the new oil, yet the ones who contribute the most of it are unaware of that treasure. Most service providers collect users’ data with no intention to disclose the reason and the intrinsic economic value, meanwhile, users trade their data unconsciously in exchange for a free app or service.

What if users could control their data and be rewarded accurately for the value it creates?

The solution is a decentralized, transparent data exchange economy, based on blockchain technology.

We will now introduce Measurable Data Token (MDT), a crypto token for a decentralized data exchange ecosystem. MDT connects data providers, users, and data buyers, and denominates the data’s value when exchanged. MDT enables a more efficient, transparent and honest market for data trading.

The first component of this ecosystem is Open Messenger, a messenger solution based on the email protocol. Open Messenger connects users with a smooth communication experience. It will be the first service to adopt the MDT ecosystem and utilize it as a payment system to reward all parties involved.

Our vision is a Decentralized Data Value Exchange Economy for everyone in the digital world.

The fundamental principle of FLASH is that all work or contributions to the network should be valued by the community in an objective fashion. Allowing the free market process to function creates a mechanism whereby all forms of work can be reduced to a common denominator — FLASH.

Any form of work be it valuable time, a user’s work and attention, a special skill set such as developing tools, various forms of energy (ie. processing) and settlement can be valued in real time based on the market supply and demand for that specific work/contribution.

The ways to contribute to the community are only limited by one’s imagination and the community’s collective valuation of it. At its core FLASH is simple to understand, completely transparent and distributed governance with no complicated rules and conditions that are hard to work with. We put the trust in the community and the technology. Because FLASH has a very simple and fast settlement system along with many tools for community members, it will have many use cases.

FLASH has no defined value; it can be freely exchanged by community members who decide independently the disposition of their private property.

Underlying technologies of applications we use and how enterprises carry out their businesses are already being transformed by the advent of blockchain technology. Along with smart contracts, the world is in the process of moving to a trustless, paperless and secure economy, be it the transfer of data, assets, legal contracts or even for entertainment. While Bitcoin led us on this revolutionary path, the landscape of blockchain technology has seen tremendous technological advancement in the past few years with the help of many innovative blockchain projects.

We have already seen the power of distributed ledgers as a single source of truth: in financial transactions, improvement in network stability and consensus rules, decentralized treasury systems, secure anonymous and private transactions of data, significant increase of transaction speeds, digital contracts, DAOs, DApps and even cross blockchain communication systems.

But very few companies offer customizable and bespoke blockchain solutions for end users, enterprise and institutions that incorporate the best features of the current blockchains while being industry agnostic.

LUXCORE’s open-source blockchain includes the groundbreaking, energy-efficient, ASIC resistant algorithm PHI1612; the tradeable commodity, Lux Coin; Masternodes that act as a network security and rewarding system; Smart Contracts; and SegWit for improved transaction size and malleability.

The closed-source products, focused on service providers, enterprises and institutions, include Parallel Masternodes (PMN), LuxGate, PoS Enabled Web Wallet, DApps and blockchain implementation and consulting services.

LUXCORE will provide a set of unique protocols and tools for easy integration across businesses that requires secure intraorganizational blockchain or permissioned blockchain networks.

With its upcoming consulting arm, the company aims to set up, maintain, and improve such networks for organizations and institutions.

Other blockchain solutions take an Us vs. Big Business or Us vs. Governments approach. LUXCORE’s blockchain solution and IT Services are built to help all three parties by allowing various levels of features and security for the user as required.

Invoice financing is a general term used in asset based lending for products which allow companies to get finance for their slow-paying accounts receivable. Once a buyer receives goods, a buyer has 90–120 days to pay for them. But is there any way that the seller can get their funds faster? Well, this can be achieved by selling invoices to a factoring company. In exchange for immediate payment seller of the invoice pays interest rate to lender (buyer of the invoice) – factoring company. And factoring company collect final payment in 90120 days, profiting from the initial fee / interest rate. But why do companies need their invoices paid faster?

For cash flow reasons. They need funds in order to buy materials, pay for the production of goods or even to pay their employees’ salaries in order to continue operation and not wait sitting for 90-120 days until final payment. This is called invoice factoring.

Invoice factoring is a form of invoice financing that allows companies to sell their accounts receivable to improve their working capital. This type of financing provides business with immediate funds and liquidity they need for continuous operation. Factoring is easier to obtain than conventional financing because you are technically selling a liquid asset rather than getting a loan. The most important criterion to fulfil is that the invoices submitted are from creditworthy commercial clients. This makes factoring the perfect solution for SMEs that do not have substantial assets or a long credit history.

Invoice financing can be structured in a number of ways, most commonly factoring or discounting. With factoring, the company sells its outstanding invoices to a lender, who might pay the company 70% to 95% of what the invoices are worth, up front. Assuming the lender receives full payment for the invoices, it will then remit the remaining 5% to 30% of the invoice amounts to the business.

This whole process involves a lot of manual work. It involves manually checking if invoices were submitted to creditworthy commercial clients, if those clients agree with factoring of the invoice, if they confirm that goods or services were are really delivered, etc. And all of this needs to be confirmed by written and signed agreements. This whole process is costly and time consuming which prevents SMEs to utilize factoring for smaller amounts. Also some of the bigger clines (for example food stores and chains) by default disallow transfer of invoices to 3rd parties in order to reduce their manual work increase and to reduce risk of paying into wrong account.

And this is precisely the gap that the HIVE Project is looking to fill. Through HIVE, an entirely new market is opened up which provides liquidity to SMEs that are not able to get invoice factoring from traditional institutions. Put simply, it’s a game changer for the industry.

Mothership is building blockchain financial services around the Estonian e-Residence government programme. The core of these services are: A token market for the EU, democratising funding for new blockchain projects

Acting as a gateway to cryptocurrency markets for Estonian blockchain companies and a go-to place for launching new ones, Mothership will help prospective startups build a legal framework for digital assets and execute successful funding campaigns.

A new wallet, connected to your e-Resident digital identity Your Mothership wallet can be connected to your e-Residency digital identity, protecting your funds with digital signatures and stre A secure, stable cryptocurrency exchange with additional features for e-Residents and EU businesses

A state-of-the-art digital asset exchange with focus on security, great customer service and reliability. Mothership will run on world’s best infrastructure and provide 24/7 uninterrupted access to markets. When integrated with e-Residency, verification for individuals and companies becomes an easy process, allowing you to switch from ETH to EUR in moments.

A blockchain and exchange connected hosting platform for your own applications

Mothership will provide a PaaS solution for hosting applications in the same datacenter with our exchange. Users will be able to build high frequency trading bots, payment gateways or any other apps using any programming language. Direct connection to the exchange will guarantee minimal latency, while automatic scaling and managed runtime will allow developers to focus on what really matters – building apps.

Lykke Corp is a FinTech company based in Zurich that has launched the first global marketplace for all asset classes and instruments, using the Colored Coin protocol on blockchain. The paper explains the architecture of the exchange and first use cases. We discuss how the exchange will evolve over time. We explore the macroeconomic benefits of the new distributed ledger technology (DLT). The Lykke exchange operates similar to JAVA in the sense that it is compatible with any type of blockchain; marketplace was first developed on blockchain of Bitcoin, but is currently being expanded to Ethereum.

Every financial instrument can become a listed security on the blockchain in the form of a digital token, through the so-called Colored Coin protocol. Colored coins follow the idea of ”coloring” a specific Bitcoin – the issuer guarantees to hand out the underlying assets to the person, who returns the colored coin. For example, the Federal Reserve (FED) can issue a colored coin in the same way as it prints paper money; it would take a fraction of a Bitcoin and then insert the ”I Owe You” statement of the FED, like a regular bank note. The same mechanism can be used for any other financial claim. Colored coins are different in nature than cryptocurrencies, because they have a specific issuer and are backed by a real financial asset.

Reporting of colored coins in traditional banking software systems, such as bookkeeping and risk management is straightforward, because every colored coin can include an International Securities Identification Number (ISIN), thus can be treated as any other financial instrument, fully compatible with existing back-office systems. Financial institutions can create colored coins for existing financial products and gradually move business processes to blockchain. They can operate the old and the new systems in parallel and switch over to the new system at their own pace. In the new system, interest rate payments are second by second, improving liquidity provision.

Lykke has launched the exchange initially for the main currencies, the Lykke coin (shares of Lykke) and started two innovative projects: colored coins for music rights and colored coins for CO2 certificates.

Perspective asset classes include futures & options on digital assets, crowdfunded loans for retail and private equity financing for Small and Medium-Sized Enterprises (SME), contracts for difference, zero coupon bonds and other fixed income, natural capital bonds and more.

Lykke Exchange and all its tools and services are open source; the transparency of technology is ideal for research. The paper provides a high level overview of the DLT, exchange architecture and reports on initial experiences. The paper concludes with a research agenda and technological roadmap.