SALT Whitepaper

Abstract

SALT is a membership based lending and borrowing
network that allows users to leverage their
blockchain assets to secure cash loans. Our Secured
Automated Lending Technology is a protocol and
asset agnostic architecture designed to adapt to the
constantly growing class of blockchain assets. The
system is designed such that, if you have an asset you
want to hold on to, you can borrow the asset you want
to spend, regardless of credit history or geographic
constraints. The SALT Platform is automated,
efficient, and cryptographically secure. It offers a
compelling solution to the problem many consumers
face when they need or want cash to make a
purchase, but do not wish to liquidate their assets.

Instead of selling, SALT enables the members of the
SALT Lending Platform (Members) to leverage the
value of certain digital assets, thereby giving them
access to cash, offsetting tax events, avoiding
exchange fees and maintaining their long position in
the asset they hold. SALT is a lending platform
specifically designed for blockchain assets;
operating as a second layer protocol which sits atop
any public or permissioned blockchain, allowing the
underlying asset to be used as collateral for access to
credit.

SALT also offers lenders a powerful, globally
available solution to access a rapidly expanding and
immediately addressable borrower base, while
providing new tools for managing lender risk. Unlike
traditional forms of collateral, such as real estate and
automobiles, blockchain assets are divisible,
fungible, and in many cases instantly transferrable.
These potential advantages can be fully realized with
SALT’s volatility risk mitigating technology.

SALT Website
SALT Whitepaper

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