Rupaya Whitepaper


The South Asia region faces several unique challenges which hinder access to even the
most basic banking and payment solutions. Issues such as regular electricity outages
and a unreliable or nonexistent internet access impose severe limitations on traditional
banking, as well as the use of many Western cryptocurrencies for remittance and payment
processing. The region also faces onerously high currency transfer fees. Our solution to
allowing payments in the face of poor electricity and internet connectivity centers on
providing an excellent mobile wallet experience that is secure and robust. Further, we will
research, develop, and deploy smart Point of Sale systems designed for e-commerce and
brick & mortar businesses. These Point of Sale systems will leverage SwiftTX technology,
already present in Rupaya, for instant transactions and a fast and seamless customer
experience. To solve the extremely high transfer currency fees within the South Asia
region we propose the creation of a dedicated RUPX/Fiat
currency exchange. The cost of sending Rupaya is exponentially lower than sending traditional fiat currency. A low
cost RUPX/Fiat currency exchange will enable the region to keep more of its money.
Together the Rupaya solutions will empower people in South Asia and provide an increased
opportunity for regional economic growth and vitality

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Rupaya Whitepaper